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Orlando Mortgage Fraud Attorney

Mortgage fraud is a serious white-collar criminal offense that could leave those found guilty facing serious consequences that impact not only their freedom, but other aspects of their lives. Essentially this crime occurs when a lender or borrower attempts to obtain a larger loan than is necessary by intentionally omitting or misrepresenting information on a mortgage loan application.

A financial crime, mortgage fraud may be prosecuted as bank, mail, or wire fraud or even money laundering in the U.S. If you are under investigation or have been charged with any of these offenses, it is critical to discuss your situation with a mortgage fraud attorney in Orlando right away. At Adams & Luka we work aggressively to provide sound legal guidance and a solid defense strategy for clients accused of these types of crimes.

Mortgage Fraud in Orlando & Throughout Florida

There are many forms of mortgage fraud whether a potential buyer or investor makes false claims regarding income or a lender includes false information on documentation. What these types of cases share in common is the fact that the buyer makes some type of misrepresentation to the seller. Common scenarios of this white-collar crime include but are not limited to:

  • Receiving a government grant or refinancing a home for home improvements you never intend to do
  • Using a fake identity on an application for a mortgage loan
  • Attempting to qualify for a home loan by providing fraudulent income or debt statements or information
  • In the case of a short sale, defaulting on a home loan intentionally or knowingly in an attempt to buy a home and sell it for a profit at full value
  • Obtaining a mortgage for a higher value than the property is worth by inflating an appraisal
  • Skimming off the equity of a home by providing financial assistance to a homeowner who is economically stressed under false pretenses

There are countless circumstances in which someone may be accused of mortgage fraud. Regardless of the situation, it is vital to work with an Orlando mortgage fraud lawyer in order to protect your legal rights and reach the best possible result.

Contact Adams & Luka Today

Regardless of whether you are under investigation for or have been charged with bank fraud, wire or mail fraud or mortgage fraud it is important to seek skilled legal guidance right away. The potential penalties for those convicted may include fines of as much as $1 million dollars along with a prison sentence of up to 30 years, depending on the circumstances. Don't leave your freedom and future to chance. Contact the Orland mortgage fraud attorneys at Adams & Luka today for outstanding legal guidance and representation.

Client Reviews

I would like thank my attorney Thomas Luka. I knew from the beginning I had the right guy in my corner. While celebrating with family and friends at a Public Park in Seminole County, a fight broke out among various people. Myself, and a good friend, broke up the fight and the instigators left. Six months later, I was wrongly accused as the person who started the fight. The first attorney I hired could not even get a response from the State Attorney handling the case. Someone referred me to Tom and I felt comfortable at his demeanor and reactions.

After conversations with Tom, who knew I would settle for nothing less than a FULL DISMISSAL due to my innocence, I hired him. His firm of Adams and Luka did the due diligence by interviewing witnesses and the police who were on the scene, as well as starting a dialogue with the State Attorney. After gathering statements from witnesses, Tom was able to present a strong argument on my behalf to the State Attorney on why the case should be dismissed. If the State Attorney was not willing to dismiss the case, Tom was ready to take the case to trial.

The result by Thomas Luka: Case Dismissed.

I am 53 years old with a spotless record and glad to keep it that way thanks to the time, effort, hard work, and professionalism of the Adams and Luka and Tom Luka.

Earl from Mesquite
Thomas Luka left a life-long great impression of lawyers. He was always professional, on time, and answered things honestly. From the start and during the 14 months it went on - Tom was very upfront and honest with me about the possible outcomes. The result was better than I had hoped for. Tom really over-delivered. HIGHLY RECOMMEND. Marcela Giorgi
Adams and Luka were very professional and savvy in the courtroom. When you're in court with Mr. Luka you will think you have the best attorney there. I recommend this law firm. Pioneer Tech
Rich Adams is an outstanding criminal attorney. I have had the opportunity to refer several friends and clients to his practice for handling of criminal matters, and on every occasion he has produced an excellent result. Rich practices with attention to detail, a thorough knowledge of the law, and a passion to defend his clients. I will continue to refer clients to Rich Adams, and would strongly recommend him for your legal needs. Brian Pink